Which Is Better For You?

Roth IRA vs. traditional IRA: which is better for you? What’s the difference between them?


Roth IRA Vs. Traditional IRA

The short answer is that you should use the one that leaves you more money after you’ve paid taxes.

That generally boils down to one factor: if you expect your tax rate to rise when you start to take withdrawals — which, odds are, is in retirement — then a Roth IRA is typically better for you.

Here’s another way of looking at that: Generally, the younger you…

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