How to Decide Between Medicare and Medicare Advantage

Each year, millions of Americans turn 65 and face a key decision that will affect their healthcare spending for the rest of their life: Medicare or Medicare Advantage.

Like many people approaching this birthday, Amy Gage, of St. Paul, Minn. was shocked when her mail filled day after day with sales pitches from Medicare-related insurance plans. 

It was a jarring reminder that she was reaching the age she once considered old. She got over her shock and picked a moderately priced Blue Cross…

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